Hard Money Loan Products/Estimates


Please select the type of hard money loan product you’re interested in and provide essential information. Once you’ve submitted your details, our dedicated team swings into action, scouring through various lenders to find you the best possible deals. We take pride in presenting you with at least two comprehensive estimates, empowering you to make an informed decision. Your financial well-being matters to us, and we’re committed to assisting you every step of the way. We take pride in presenting you with at least two comprehensive estimates, empowering you to make an informed decision. Thank you for considering us as your financial partner. Let’s embark on this journey together towards securing the ideal loan for you!

If you need a Proof of Funds letter, the are available here for purchase.

Purchase & Rehab/Fix & Flip

A fix and flip loan is a short-term financing option designed for investors looking to purchase distressed properties, renovate them, and sell them quickly for a profit. These loans typically cover both the purchase price and renovation costs, making them ideal for investors seeking to revitalize properties without tying up their own capital for an extended period.

Cash Out Refinance

A cash-out refinance for real estate investors operates similarly to that for homeowners but is specifically tailored for investors who own investment properties. With this financing option, investors can refinance their existing mortgage on a rental property for an amount greater than the current loan balance, allowing them to receive a lump sum of cash. This cash can then be reinvested into other properties, used for renovations or repairs, or for other investment purposes.
Cash-out refinancing provides investors with the opportunity to access the equity built up in their rental properties without having to sell. By leveraging the equity, investors can expand their real estate portfolio, improve cash flow through property upgrades, or diversify their investments. However, it’s crucial for investors to evaluate the potential impact on cash flow, monthly mortgage payments, and overall investment strategy before proceeding with a cash-out refinance. Additionally, investors should consider the potential risks and benefits associated with refinancing, including changes in interest rates and property values.

DSCR/Long Term Rental Loan

DSCR loans are designed for investors interested in commercial real estate or multifamily properties. Instead of solely relying on personal creditworthiness, these loans evaluate the property’s ability to generate enough income to cover debt obligations. By leveraging the income potential of the property itself, DSCR loans enable investors to access financing for larger, income-generating investments with favorable terms and competitive rates.

Long-term rental loans are tailored for investors seeking to build a portfolio of income-generating properties with traditional year-long leases. With extended loan terms and competitive interest rates, these loans provide stability and consistency in cash flow over the long term. Whether it’s a single-family home or a multifamily complex, long-term rental loans support investors in building a sustainable and profitable rental portfolio.