Debt Service Coverage Ratio (DSCR) Loan Estimate

Fill out the form to receive your no obligation DSCR loan estimate.

Debt Service Coverage Ration (DSCR) loans are designed for investors interested in holding their investment properties long term. These loans are up to 30 years and the majority have up to a 5 year step-down prepay penalty. You can utilize a DSCR for single family residence up to 4 units. One of the reasons Investors like this type of loan is instead of solely relying on personal creditworthiness, these loans evaluate the property’s ability to generate enough income to cover debt obligations. By leveraging the income potential of the property itself, DSCR loans enable investors to access financing for larger, income-generating investments with favorable terms and competitive rates. This type of loan is typically the second loan in the BRRRR Method.

DSCR or Long Term Rental Form

Full Name*
Investment Property Address*
City*
State*
Zip Code*
Phone*
Email*
Credit Score*
Cash Reserves*
Experience - How many rentals have you acquired in the last 24 months?*
Purchase Price*
Date Acquired*
Current Market Value*
Annual Insurance*
Annual Property Taxes*
HOA*
Current Market Rent*
Is is currently Rented?*
If yes, how long?*
Current Monthly Rental Income?*
How much of a loan are you requesting?*
Anything else we should know about this deal to help us get you an estimate?*
Email
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Loan Terms:

Minimum loan amount is $75,000 with a minimum purchase price of $100,000. If the purchase price is below $100,000 we won’t be able to get you an estimate. In order to receive up to 80%LTV, you need to have owned the property for a minimum of 6 months.

Experience will be verified by HUD Settlement Statements during the loan approval process.

We will get working on your DSCR loan estimate shortly. Feel free to contact us at Preferred Capital Investors should you have any further questions.