Cash Out Refinance Loan Estimate

Fill out the form to receive your no obligation loan estimate.
For the real estate investor who has held on to a property for a period of time and it has appreciated, you can do what is called a cash out refinance. In such a scenario, you may have built up equity—the difference between the market value of your property and what you owe on your mortgage (if any). Through a cash-out refinance, you would secure a new mortgage for an amount greater than your current one. The excess funds—representing the difference between the new loan amount and your existing mortgage balance—are disbursed to you in cash during the refinancing process.

The rationale behind this strategy is to unlock the value tied up in your property and convert it into liquid assets that can be utilized for various purposes. Many real estate investors use the funds to purchase more investment properties or replenish their reserves.

While cash-out refinancing offers several potential advantages—such as providing immediate access to funds, consolidating debt at a potentially lower interest rate, and facilitating investment opportunities—it’s essential to proceed with caution. Make sure you understand what the rates are, especially if you are replacing an existing mortgage.

Cash-Out Refinance

Full Name*
Investment Property Address*
City*
State*
Zip Code*
Phone*
Email*
Credit Score*
Cash Reserves*
Experience - How many rentals have you acquired in the last 24 months?*
Purchase Price*
Date Acquired*
Payoff on Current Mortgage*
Current Market Value*
Annual Insurance*
Annual Property Taxes*
HOA*
Current Market Rent*
Is it currently Rented?*
If yes, how long?*
Current Monthly Rental Income?*
Term of loan: Up to 36 Months or 30 Years*
How much of a loan are you requesting?*
Anything else we should know about this deal to help us get you an estimate?*
Name
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We will get working on your cash out refinance loan estimate shortly. Feel free to contact us at Preferred Capital Investors should you have any further questions.